Britam Pays KShs 97.3 Million to Cushion Farmers Against Climate Shocks
By Editorial Team
NAIROBI, June 4, 2026 — Britam paid out KShs 97.3 million in insurance claims in 2025 to help more than 402,000 farmers and pastoralists recover from climate-related shocks across East Africa, highlighting the insurer’s growing role in supporting climate resilience.
According to Britam’s 2025 Sustainability Report, the Group expanded access to innovative parametric insurance solutions designed to support vulnerable communities facing the effects of drought, erratic rainfall and other weather-related disruptions. The insurance model uses satellite data and pre-agreed weather thresholds to trigger payouts quickly, allowing affected farmers and pastoralists to receive timely financial support.
During the year, crop insurance coverage grew significantly, rising by 83 per cent from 161,521 farmers in 2024 to 294,799 farmers in 2025. Britam paid KShs 80.4 million in crop insurance claims, offering a much-needed financial cushion to smallholder farmers struggling with increasingly unpredictable weather conditions.
At the same time, 107,882 pastoralists in Kenya, Uganda and Tanzania benefited from Britam’s livestock insurance programme. The insurer paid KShs 16.9 million in claims to households affected by climate-related losses.
Britam Group Managing Director and CEO, Tom Gitogo, said the company remains focused on helping communities recover and remain productive despite rising climate uncertainty.
“Through inclusive, sustainable and innovative solutions, we are enabling recovery, stability and continued productivity even in the face of increasing climate uncertainty. Our focus is to ensure that farmers and pastoralists are not left exposed when climate shocks strike,” said Gitogo.
Beyond insurance, the report highlights Britam’s growing investment in environmental sustainability and climate action. In October 2025, the company commissioned a solar installation at Britam Tower, one of Africa’s tallest green buildings. The project is expected to generate 390,000 kilowatt-hours of clean energy annually, meet more than half of the building’s energy needs and offset 198 tonnes of carbon emissions every year — the equivalent of planting 10,800 trees.
Meanwhile, the Britam Foundation intensified restoration efforts by planting 86,000 trees in the Mt. Elgon Water Tower, restoring more than 444 acres of degraded land and supporting the creation of 1,358 green jobs in surrounding communities. The initiative contributes to Britam’s target of planting 60 million trees by 2030.
To strengthen accountability and improve the monitoring of environmental efforts, Britam introduced TAWI in May 2026, a digital platform that supports real-time coordination, tracking, verification and measurement of tree-planting activities for long-term environmental stewardship.
The insurer also continued investing in community health through its Lea Mama maternal health programme. More than 3,300 mothers were enrolled in 2025, contributing to a 50 per cent reduction in miscarriage rates while recording an average customer Net Promoter Score of 9.4 out of 10.
The sustainability report further highlights Britam’s commitment to responsible governance and ethical business practices. In 2025, the Group recorded zero corruption incidents, contributed KShs 3.1 billion in taxes across its seven markets and earned recognition as a Top Employer in Africa for the second consecutive year.
The 2025 Sustainability Report marks Britam’s third annual sustainability disclosure and the first to cover all seven markets under a unified Environmental, Social and Governance framework. The report reflects the company’s transition from sustainability reporting to sustainability integration under its pan-African Ascend 2030 strategy.
“This reflects our understanding that sustainable growth requires strong governance and responsible leadership. Ultimately, sustainability is about thinking beyond the present and making decisions with the future in mind,” said Hilda Njeru.
